The Rich Have “Secrets”
They Don’t Want Me to Know
Sorry to say, but this is just
not true. The rich have no secrets
because the ways they make their money and pay off their debts aren’t
secret. The truth of the matter is the
only way to get out of debt and be really free is to spend less than you make
and then put your money into assets and investments.
If you want to be rich, do what
they do. If you want to be in debt and
be poor, do what the poor do. Now, I’m
not saying that the rich don’t do things differently than most people, they
do. In fact the rich have a unique way
of dealing with their entire life.
So just in case you still think
that the rich have secrets their not telling you, I’m going to tell you right
now everything, and I mean everything, you need to know to be rich and
financially free for the rest of your life.
On the following pages are the
top fifteen “secrets” of the rich. I
guarantee you that if you begin to think like the rich, act like the rich, and
do what the rich do, you will become rich. You have no choice. Enjoy the ride!
To set the context for this key I
need to give you a little information. I've
known people who made some money, but I've never known anyone who got rich
without examining their own values, priorities and beliefs. The way you become
rich is to write down what you value.
Then write down a list of the
things you want and then things that you believe. Then and only then write a list of what you
are going to do with your incredible life.
To help you with this first part
of your new financial success diary, I have created the following starting
point for your success lists. If you
need more room, and I hope you do, use another sheet of paper. I use spiral bound journals to keep all of my
lists is. In fact I have created huge
empires in airport restaurants in my spiral bound journals. So can you.
10 Things I Value
Are:
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10 Things I Want Are:
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10 Things I Believe
Are:
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10 Things I’m going
to do with My Incredible Life:
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Look at these success lists
everyday and without you even knowing it, you will begin to take the actions and
to make the decision you need in order to achieve all of the things on your
lists. This is one of the biggest
“secrets” the rich have and it’s also “secret” number one.
Now that you have learned the
first “secret” we can move onto the second secret of the rich. You must have a life before you can
have lifestyle.
Having a lifestyle is “keeping up
with the Joneses” and no truly rich person ever does that. It’s just not important.
Just like you cannot squeeze a
watermelon into a banana peel, you cannot cram a rich life into a small
mind.
Onto the third “secret” of the
rich. In order for you to succeed you
must have a burning desire and a true passion to succeed. You have to have clear priorities and you
never wait for the government to take care of you.
No more excuses. It’s time to kick butt and achieve! Use the list below to write your top ten
burning desires. Then every day read
these over and over. You’re life will
change as you attract the people, the projects and the money to achieve your
burning desires.
My Burning Desires Are:
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No matter what they teach you in
school, you must be able to track your results.
This is the fourth “secret” of the rich.
Look at it this way: If you’re an archer and are blindfolded, when
you shoot your arrow you probably won’t be able to hit the target.
The same goes for your results.
You have to know what they are and you have to be specific about them. Give them a time line, a financial amount, or
something more personal about your health, or family. You need to plan a success strategy for how you are going to achieve your
result.
Here’s an example of
what non-specific result looks like:
I want to have one million
dollars in my bank account by next December.
Here’s an example of what a specific result looks like:
“I will have at least one million
dollars in my bank account by next December which will come to me in various
ways and amounts from time to time during the interim. In return for this money
I will give the best possible service and knowledge of which I’m capable in the
capacity of consultant, marketer, filmmaker, storyteller, communicator, and
human being.
I believe that I will have this money
in my possession. My faith is so strong
that I can see the money with my eyes and I can touch it with my hands. It is now awaiting transfer to me at the time
and in the proper proportion that I deliver the service I intend to render in
return for it. I am in the process of
executing the plan to accumulate this money and am waiting for more parts of
the plan to reveal themselves to me and I will follow all parts of the plan
when they are received.”
What’s the difference between
these to results you ask?
Well, they do both talk to having
a million dollars in the bank by next December, but the second result has an
action plan involved and indicates the exact type of services to be rendered in
order to achieve the result. It also speaks to the person writing it, their
skills and how they intend to make the result happen. It also admits that the person does not have
the full plan, yet and they are waiting for the rest of the plan to be
revealed. One of the biggest steps you
can take to create more wealth in your life is to admit that you don’t know
everything and then find the people to fill your gaps and help you achieve you
vision.
The specific result you just read
is very personal to me as it was written by me when I had no money and had a
nearly broken back. I spent six weeks in
bed healing from a severe back injury and during that time I came to realize
that I and only I could affect the outcome of my life.
I’ve never shared these words
with anyone and I’m not 100% sure why I chose to write them here for you to
read. I think it’s because they helped
me blast my life into the stratosphere and create the magnificent life I lead
today. I hope this insight ignites your
rocket motors and helps take you to the stars as well.
On the next page you will see
another entry point for your financial success diary. Do not rush this part. Take your time and think, really think about
what you are going to write. When I tell you that the next words you write will
affect your life forever, I know. They
will. Your words are that powerful.
For this moment take all that you
know, all that you are, and all the information you have written in your financial
success diary so far and create your Measurable Result version 1.0 (they do
change) on the next page.
Use more paper if you need too and
don’t hold back. This is that important and it will change your life if you
write what you believe and believe what you write.
It all begins right here, right
now.
My Measurable Result is:
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Next you need to burn your ships.
There's an ancient story about a Greek general who landed his troops on an enemy
shore, then burned his ships, so there could be no hope of going back.
This is the scary point where you
really do wonder about what’s going to happen next and if you have the “guts”
to stick it out. You do, we all do. That’s the fifth “secret” the rich know (just
get up and start doing it, whatever “it” is for you).
When you burn your ships retreat
and failure are not an option! You can leave no room for failure.
Ah, now we get into the
nitty-gritty of the “secrets.” The fact
is that no one will pay you more than your services are worth! You can fool
some people for a long time, but sooner or later it all catches up with
you. You must make your services and
your results far exceed the small fee you charge your customers or clients.
With this philosophy the vast majority of people you deal with will make you
rich! That’s “secret” number six!
(Always exceed everyone’s expectations.)
Rich people know they cannot live
beyond their means. Wealth is accumulated, re-invested, used wisely and given
away. It is never spent! If you want to achieve great wealth, live simply,
invest wisely, enjoy it all! It all
comes down to KISS. Keep it Simple,
Stupid.
The question to ask yourself is,
“I am stupid enough to make a million dollars?”
I know it sounds like an odd questions to ask, but really, think about
it. Doesn’t it seem that the harder you
try, the harder things get? Start going
with the flow and get out of your own way.
That’s rich people’s “secret” number seven.
Here is one of the
granddaddy-of-‘em-all secrets: Get rich
slowly. Generational wealth is built
over time, not like the flash in the pan people we see on television
everyday.
The key to great wealth is to
minimize income, while maximizing your assets. Income is taxed. Income gets
spent -- think about all the cars, plasma TV’s, horses and houses people with
huge incomes like to buy! Investing in true assets that are hard to spend
(buildings, stocks, and collectible art, etc.) creates wealth that is not
taxed, and isn't spent on a casual impulse.
(If you’re keeping score that was “secret” number eight.)
This next secret, “secret” number
ten might blow you mind. You should pay
huge amount of income tax! “Have I gone
crazy,” you ask? No, and I'm not talking
about paying more taxes than you owe, but you should pay every cent the law
requires you to pay. Rich folks don't worry about a few bucks here or there,
they invest to make millions! If you can legally avoid taxes, do so! Use the law to your advantage when you can.
And if you’re thinking the truly rich jiggy the books to hide income, you’re
wrong. It wastes their time and it’s never worth it in the long run.
Money is not attracted to
narcissists, the miserly, or the down right mean. They may get money, but they never hang onto
it. When you want to attract money to
your life be clear about what you want and how you want it to show up in your
life. Part of the truly rich people’s plan and “secret” number eleven is that
you can’t take it with you.
Once you’ve made enough to live
on happily for the rest of your life what do you do with the rest of your money?
Think of Bill Gates and the
hundreds of millions he given away. He
will spend the rest of his life giving and taking care of others. The same goes for Oprah and several other
truly rich people. Once you reach a point of having more money
than you can literally spend in a lifetime, you need to prepare for the future…
the future of your own family, the future of the planet, and the future of
humanity.
What will you do with your money
and how will you make a generational contribution? Take a day, a week, or a month to think about
your answer. Oprah worked for years before
she was able to support her initiatives in Africa
. Now she’s opened The Oprah Winfrey Leadership
Academy, has given multiple grants and is making a huge difference in people’s
lives in Africa
and around the world.
A note: You should think big here. In fact your answer should be so big that you
might only ever achieve 50% of it during your lifetime. That way you will always have something to
work for and to leave some bigger than yourself after you are long gone.
What I Will Do With
My Money Is:
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We’re getting down to the last
few secrets of the rich. Is your mind
ready to explode yet? That’s okay. Re-read this section of the book every
day. It will help you set a new template
for the rest of your life.
“Secret” number twelve is that
the rich are employers not employees.
Being an employee is not a bad thing, but there are only a handful of
employees in the world that ever become truly rich. Most employees, according to research, save
nothing and barely have enough to get by each month.
One way you can become an
employer is to begin working for yourself.
Keep your day job and use your list burning desires that you wrote down earlier
to begin the process. Now, combine those
desires with your skills and begin your own business. Start it part time and build from there. There are 13-year old millionaires, so you
can do this.
I have owned my own business
since I was 13 and while I had many ups and many downs; I never gave up the
vision of what I wanted in my life. Then
one day all the stars lined up and the Universe gave me a perfect moment where
I left my corporate job forever, burned my ships and set a new course. Now I direct movies, write books, and help
people get out of debt and stay out of debt forever. What a great way to live.
“Secret” number thirteen the rich
seem to know, but others do not is that they create their own opportunities
rather than become absorbed in self-created debt. Think of yourself standing in
a river and the water flowing around you is filled with so many fish you can
literally just reach into the river and grab one, or two, or three, or
more. This is what being in the
“opportunity flow” is like.
There are so many opportunities
that you’ll have a buffet of choices and can choose what you want, when you
want.
They say perception is reality
and whoever “they” are, they’re right, which brings me to “secret” of the rich
number fourteen. The perceptions of the
rich are always attuned to positive outcomes and opportunities and they don’t
have perceptions of lack, poverty, and debt.
“Secret” number fifteen might
seem dull on the surface, but it is a critical piece of how the rich got rich
and how they stay that way. The rich and
successful have all the proper legal and corporate structures set up where as
most people have improper or no corporate structures set up to benefit them.
That’s it, as promised. These fifteen so-called secrets are no longer
secret at all to you. You have all you
need to begin thinking like the rich, acting like the rich and to become rich.
Do what the rich do and you will
become rich.
